AToM Specialist Mortgages

Whether your client is a First Time Landlord looking to purchase their first investment property or a portfolio landlord looking to expand or re-structure their portfolio and everything in between, AToM can help!

Our carefully curated Lender Panel allows us to place 90% of the specialist BTL business that is submitted to us. If you are struggling to place a BTL application please feel free to give our friendly sales team a call on 01403 272625!

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AToM's Help to Buy Lenders include:

Kensington Mortgage Company Precise Mortgages Bluestone

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Help to Buy/Shared Equity

We can assist your clients who are utilising the following Help to Buy schemes to purchase their home:

  • Help to Buy England - Shared Equity
  • Help to Buy London - Shared Equity
  • Help to Buy Wales - Shared Equity
  • Forces Help to Buy
  • Help to Buy - Equity Loan

We may even be able to assist your help to buy customers even if they have adverse credit!

AToM's Shared Ownership Lenders include:

Dudley Building Society Kent Reliance Tipton and Coseley
Together Mortgages

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Shared Ownership

Shared Ownership can be an excellent way for borrowers to take their first step into own their own home. We have lenders who are able to fund 100% of the share value (subject to a min. share %) so no deposit required. We can also help if your client already owns their first share and is looking to purchase the next tranche. We can also also assist your client who have had credit problems.

AToM's Right to Buy Lenders include:

Dudley Building Society family building society Kensington Mortgage Company
Precise Mortgages Tipton and Coseley Together Mortgages
Vida Homeloans

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Right to Buy

With the changes made Right to Buy scheme in April 2012, now could be the right time for your social and housing association tenants to own their own home. We have lenders who will lend up to 100% of the discounted purchase price (DPP).

Take a brief look at some our Specialist USPs:

  • On-site Underwriters (selected lenders)
  • Exclusive access to lenders and products
  • Help to Buy up to 75% LTV (min 5% deposit)
  • Shared Ownership up to 100% of share value
  • Right to Buy up to 100% of the DPP
  • Help to Buy rates from 1.64%
  • Shared Ownership rates from 2.19%
  • Right to Buy rates from 1.74%
  • Up to 4 applicants with all incomes used
  • Available to Employed, Self-Employed and Contractor clients

Submit your DIP request online now via AToMTogether

Call our Sales Team now on 01403 272625 or email us at sales.team@atomltd.co.uk.

Submit a DIP


Complete our DIP form

Contact Details


All Types of Mortgages Limited
AToM House
24 Carfax

Horsham,
West Sussex
RH12 1EB
Phone: 01403 27 26 25