Interview with Charles McDowell, MD of Specialist Mortgages at Hampshire Trust Bank.

As a specialist lender with the strength of a bank, we offer what others can’t. We have the power to help you deliver bespoke and complex funding solutions, working with our dedicated specialists at each stage. We aim to provide the best possible service from beginning to end, driven by experts who understand how to tailor the right deal and deliver in the right timeframe.

Specialist BTL & HMO

Range Highlights:

  • Up to 75% LTV
  • 2 Year Fixed from 4.34%
  • 5 Year Fixed from 4.49%
  • 5:2 (5 year fixed, 2 year ERC) from 5.44%
  • Arrangement fee: 2%

Semi-commercial

Range Highlights:

  • Up to 75% LTV
  • 2 Year Fixed from 5.20%
  • 5 Year Fixed from 5.30%
  • 5:2 (5 year fixed, 2 year ERC) from 5.44%
  • Arrangement fee: 2%

Lending to:

  • Limited companies
  • Expats
  • Trusts and offshore
  • Foreign nationals

Lending on:

  • Large and small portfolios
  • Holiday lets
  • HMOs
  • Semi-commercial
  • Serviced accommodation
  • Sitting tenants
  • New build flats
  • Purpose-built student accommodation

Residential Bridging | Commercial Bridging
Features:

  • Up to 75% gross LTV
  • Dual legal representation
  • Dedicated case manager and underwriter
  • We aim for 21 days from application to completion
  • No ERCs

Specialist in:

  • Refurb-to-let
  • Developer exit
  • Refurb-to-term
  • Traditional bridge
  • Auction purchase

To discuss Hampshire Trust Bank call our sales team on 01403 272625 (option 2) or email us at sales.team@impactsf.co.uk