Secure Trust

AToM are delighted to announce that we have partnered with Secure Trust Bank as one of their specialist distribution partners for their newly launched 1st charge residential mortgage range!

Secure Trust Bank is one of the UK’s best capitalised banks and have genuine desire to help those underserved by the high street, for example the UK’s 4.6 million self-employed, contract workers, those with complex income and those with a poor credit history that has recently been restored to good health.

  • Considering each case individually
  • Flexible criteria, so a strong case never goes ignored
  • Fast, honest decisions
  • Underwritten by people with a desire to lend

**New Right To Buy Range Through AToM**

  • Up to 100% of the discounted purchase price
  • 2 and 5 year fixed rates available starting from 3.24%
  • £0 Completion Fee options available
  • Borrow up to and additional 20% of the DPP for home improvements (max £10,000)
  • Free valuations available

90% LTV Adverse Range through AToM

  • Rates starting from 3.74%
  • 2, 3 and 5 Year Fixed Rates available
  • £0 Product Fee options available
  • Available on STB0 and STB1 Ranges
  • Loans up to £500,000
  • Fees assisted legals on remortgages

£0 Product Fee Range through AToM

  • Available up to 90% LTV
  • 2, 3 and 5 Year Fixed Rates Available
  • Available on all STB ranges (LTV limits apply)
  • Rates from 2.84%
  • Available on Repayment, Interest Only and Part and Part
  • Free/Subsided Valuation on Purchases/Remortgages
  • Fees Assisted Legals on Remortgages

Secure Trust Residential Product Range Highlights

  • 2 year fixed rates starting from 2.04%
  • 3 year fixed rates starting from 2.44%
  • 5 year fixed rates starting from 3.024%
  • Up to 85% LTV
  • Free valuation and free standard Legals on all Remortgages
  • Fixed £999 product fee on all applications
  • Up to 2 CCJs accepted in 24 months (0 in 12 months)
  • Up to 2 Defaults accepted in 24 months, telecoms and mail order defaults ignored (0 in 12 months)
  • Up to 1 secured arrear accepted in 24 months (0 in 12 months)
  • Up to 2 unsecured arrears accepted in 24 months (1 in 12 months)
  • DMPs (Debt Management Plans) accepted if satisfied over 12 months ago
  • Bankruptcies and IVA accepted if discharged over 36 months ago

Secure Trust Bank Criteria Highlights

  • Loans up to £750,000 up to 85% LTV
  • Loans up to £1,000,000 up to 75% LTV
  • Loans starting from £25,001
  • Minimum age of 18
  • Maximum age of 85 (at the end of term)
  • Terms from 5 years to 35 years
  • Valuations accepted from £65,000
  • No minimum income
  • Available to employed/self-employed and contracting applicants

Please note Secure Trust Bank operate a panel of selected Networks, if you are Directly Authorised or an Appointed Representative of the following Networks you can access Secure Trust Bank via AToM:

Best Practice IFA Group, Finance advice Group, FYB Network, HL Partnership Ltd, Ingard Financial, JLM Mortgage Services, John Charcol, Julian Harris Mortgages Ltd, Mortgage Advice Bureau Ltd, Mortgage Intelligence Ltd, Mortgage Next Network Ltd, Newleaf Distribution Ltd, Personal Touch Financial Services Ltd, Sandrignham Financial Partners Ltd, Stonebridge Mortgage Solutions Ltd, Tenet, The Finance Planning Group, The Right Mortgage Ltd.

To discuss Secure Trust Bank, call our sales team on 01403 272625 (option 2) or email us at

Secure Trust Bank

Secure Trust

Lender Documents

Secure Trust Product Guide

Useful Links

Contact Details

All Types of Mortgages Limited

AToM House
24 Carfax

West Sussex
RH12 1EB

Phone: 01403 272625