Shawbrook

Trading Business

AToM are delighted to announce we have partnered with Shawbrook Bank to distribute and package for their exclusive Trading Business product range!

This range is designed for Ltd Companies with experience managing, owning or letting to businesses who are looking to purchase or remortgage commercial premises. 

  • Rates from 5.65%
  • Up to 75% LTV
  • 3, 4, 5, 7 and 10 year fixed period available
  • Minimum loan £150,000
  • Loans up to £750,000 (more on referral)
  • Available for Pubs, leisure, retail, offices and industrial/warehouse/factory units
  • Available to Individuals, LLPs, UK Ltd Companies and Mainstream Offshore Limited Companies

**New Lending for Refurb Costs Range Through AToM**

  • Up to 100% of the refurbishment costs can be funded
  • Up to 85% of Purchase Price or 70% of the Post-Works Value (whichever is lower
  • Available on STL1 and STL 2 (light refurb only)
  • Available on Residential and Semi-Commercial properties
  • Available on Auction Purchase
  • Rates from 0.80% per months (on LTVs 75% - 85%)

Commercial Mortgages

Shawbrook don’t just claim to lend to small businesses and property investors – they are lending. They have advanced over £1bn to small trading businesses and professional property investors since coming to market in 2011.

Shawbrook deliver innovative products and an award winning service via professional finance brokers. They believe they add real value through their expertise and understanding of clients' needs. This enables them to remain forward thinking and to deliver quality products and an efficient service.

Key product features:

  • Commercial and Semi-commercial rates from 4.85%
  • Residential investment, HMO and multi-unit freehold from 3.74%
  • Large Loan products available for loan amounts above £750,000 on residential and commercial properties
  • Repayment and Interest Only options available
  • Lending available to Individuals, LLP's, UK Ltd Companies and British Ex-pats

Who Is This Range For

This might be the right range for your customer if they:

  • Need a quick turnaround from Submission to Completion
  • Have in property in need of refurbishment
  • Need a maximum of 100% lending and have additional security available
  • Are a professional Landlord
  • Clients looking to raise money against a current portfolio

55+ Interest Only Residential Mortgages

  • 4.75% Variable Rate
  • 5.00% 3 Year Fixed Rate
  • 5.50% 5 Year Fixed Rate
  • Up to 60% LTV
  • Minimum age 55 (at application), max age 85 (at end of term)
  • Maximum loan £1,000,000
  • 12 months self-employed accepted
  • CCJs, Defaults and Arrears considered outside of 12 months
  • Available in England, Wales and mainland Scotland

Short Term Finance

  • Regulated (residential) bridging rates starting from 0.59% and Regulated Refurbishment rates from 0.65%
  • Non-Regulated (BTL) bridging rates from 0.43%
  • Semi-Commercial bridging rates from 0.75% and Commercial bridging rates from 0.83%
  • Residential heavy refurb rates from 0.60%
  • Commercial & Semi-Commercial heavy refurb rates from 0.83%

Secured Loans

Shawbrook’s award winning team works closely with broker partners to offer a simple, smooth and quick solution to help you or your clients finance an almost endless variety of purposes. 

  • Home improvements
  • Consolidating outgoings into one monthly repayment
  • Children's tuition fees
  • A wedding
  • Paying a tax bill
  • Expanding a property portfolio 
  • A classic car
  • The options are almost endless… 

To discuss Shawbrook call our sales team on 01403 272625 (option 2) or email us at sales.team@atomltd.co.uk or call the Bridging and Commercial team on 01403 272625 (option 4)