Octopus Property
Octopus are committed to providing exceptional customer service throughout the lending process. Their flexible approach to lending and commitment to customer service has won them numerous awards.  They offer the largest loans in the bridging finance industry, ranging from £50,000 to £25 million and will also consider even larger loans for experienced property professionals.

Being self-funded – every penny lent is their own so they can deliver instant lending decisions and completion within days.

Octopus don't credit score so are able to look at each case individually with a common sense approach to each loan enabling them  to structure a deal, where other lenders may not.

By providing market leading rates and the option to roll up part of the interest to improve cash flow, they can offer property finance at similar levels to traditional high street lenders.

Most banks have a maximum number of properties on which they will lend to a particular client, thus making it very difficult for them to extend their portfolio. At Octopus, there are no such restrictions, and they can assist professional landlords who wish to bolster their portfolios.

Unlike other traditional bridging finance companies, they can offer both short-term bridging loans (many for a matter of months) and extended bridging facilities allowing customers loan terms of up to five years on all residential Buy to Let and HMO properties.

Key product features

Remember when a “Quirky” Buy to Let was easy to place? These days, as soon as something is slightly unusual, it feels like everything is a struggle with mainstream lenders. So they treat Buy to Let differently… Octopus can lend to:

  • Foreign nationals and expat borrowers
  • First time buyers and first time landlords
  • Company Structures
  • Semi-Commercial and HMO properties
  • Properties with a rental shortfall. Put simply they'll look to help Buy to Let investors that other lenders forget. You think they are great clients, so do they!
  • Unregulated bridging was thier first ever product, they can provide speed and certainty when it's needed most
  • Octopus are not a bank ad don't act like one, they will look at every deal on it's merits and use their experience to find the best solution
  • They can consider aspects that some others won't; unusual properties, complicated ownership structures and foreign nationals
  • Their experience helps them to provide fast and flexible regulated briding finance
  • They can help clients young and old that banks just can't assist
  • They can help if your client's hosue requries a light refurbishment before they are able to move in

To discuss Octopus Property call our Bridging and Commercial sales team on 01403 272625 (option 4)