Secure Trust

AToM are delighted to announce that we have partnered with Secure Trust Bank as one of their specialist distribution partners for their newly launched 1st charge residential mortgage range!

Secure Trust Bank is one of the UK’s best capitalised banks and have genuine desire to help those underserved by the high street, for example the UK’s 4.6 million self-employed, contract workers, those with complex income and those with a poor credit history that has recently been restored to good health.

  • Considering each case individually
  • Flexible criteria, so a strong case never goes ignored
  • Fast, honest decisions
  • Underwritten by people with a deisre to lend

Secure Trust Residential Product Range Highlights

  • 2 year fixed rates starting from 2.69%
  • 3 year fixed rates starting from 3.09%
  • 5 year fixed rates starting from 3.39%
  • Up to 85% LTV
  • Free valuation and free standard Legals on all Remortgages
  • Fixed £999 product fee on all applications
  • Up to 2 CCJs accepted in 24 months (0 in 12 months)
  • Up to 2 Defaults accepted in 24 months, telecoms and mail order defaults ignored (0 in 12 months)
  • Up to 1 secured arrear accepted in 24 months (0 in 12 months)
  • Up to 2 unsecured arrears accepted in 24 months (1 in 12 months)
  • DMPs (Debt Management Plans) accepted if satisfied over 12 months ago
  • Bankruptcies and IVA accepted if discharged over 36 months ago

Secure Trust Bank Criteria Highlights

  • Loans up to £750,000 up to 85% LTV
  • Loans up to £1,000,000 up to 75% LTV
  • Loans starting from £25,001
  • Minimum age of 18
  • Maximum age of 85 (at the end of term)
  • Terms from 5 years to 35 years
  • Valuations accepted from £65,000
  • No minimum income
  • Available to employed/self-employed and contracting applicants

To discuss Secure Trust Bank, call our sales team on 01403 272625 (option 2) or email us at sales.team@atomltd.co.uk

Secure Trust Bank

Secure Trust

Lender Documents


Secure Trust Product Guide

Useful Links


Contact Details


All Types of Mortgages Limited

AToM House
24 Carfax

Horsham,
West Sussex
RH12 1EB

Phone: 01403 272625