Tipton and Coseley

Tipton are a successful independent Building Society, who are committed to offering a highly efficient and personal customer service and developing strong working relationships with brokers. This is achieved by offering a combination of competitive mortgages and common sense underwriting.
Through AToM, you have access to a number of exclusive products which offer enhanced criteria, over our standard lending criteria. These include:

Enhanced Income Multiples

  • Income multiples up to 6.0x income (subject to affordability)
  • Up to 85% LTV
  • Max Loan of 450,000
  • Rates starting from 2.89%
  • Free valuations and free legal fees available on remortgages
  • Available across England and Wales

BTL Large Portfolio

  • No upper limit on portfolio with other lenders (subject to assessment)
  • Max total loans of 1,000,000 with Tipton
  • Up to 70% LTV
  • Rates starting from 2.88%
  • Free valuations and free legal fees available on remortgages
  • Available across England and Wales

Shared Ownership

  • Available up to 90% of the applicant's share price
  • Rates starting from 2.99%
  • No arrangement fee products available

Reasons to use Tipton

  • Up to 95% LTV available
  • Rates Starting from 1.98%
  • No credit scoring
  • 1 default considered up to 100
  • New Build Flats accepted up to 85% LTV
  • Concessionary purchase from family member accepted with no deposit required (min 25% discount)
  • Long term Sub-Contractors assessed as "employed" (subject to criteria)

For more details contact our sales team on 01403 272625.

 

Tipton & Coseley

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All Types of Mortgages Limited

AToM House
24 Carfax

Horsham,
West Sussex
RH12 1EB

Phone: 01403 272625