The Mortgage Lender Limited (TML) is a new specialist lender that entered the UK residential morgage market in 2016. An intermediary-only lender, TML has been launched by an experienced and proven team with a successful track record of entrepreneurial growth in a regulated environment.
Their products and criteria are particularly focused on:
- Standard status borrowers
- Self-employed
- Lending into retirement
- Impaired credit
AToM is pleased to annouce that we have partnered with The Mortgage Lender as a member of their "Premiere Panel". As part of TML's premiere panel, we are able to offer Exclusive products from TML not available when going direct. The products have a limited tranche of funds so act fast to secure a rate!
Premiere Panel Range Highlights:
- 85% LTV rates across Tiers 1 - 6 reduced by 0.25%
- Rates starting from just 2.82%
- 2 year fixed and 5 year fixed rates available
- Available for purchases and remortgages
- Up to 85% LTV for First Time Buyers
- Rates starting from just 2.66%
- 2 year tracker, 2 year fixed and 5 year fixed rates available
- Adverse accepted as per normal Tiers 1 - 6 on premiere ranges
TML's Key Lending Highlights
Employed
Standard status borrowers who do not meet the requirements of high street lenders.
Self-employed
Up to 85% LTV if over 24 months trading time (80% LTV maximum of 12-24 months trading).
Contractors
Contract workers considered if 6 months of continuous service completed and 6 months of contract to run (not necessarily with same employer).
Lending into retirement
Willl lend up to age 80 (at the end of the term) as long as the applicant's retirement income supports the lending requested.
Impaired credit
Products cater for applicants who have an imperfect credit history, including County Court Judgements, arrears on secured or unsecured lending or defaults.
To discuss The Mortgage Lender call our sales team on 01403 272625 (option 2) or email us at sales.team@atomltd.co.uk.
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Contact Details
24 Carfax
Horsham,
West Sussex
RH12 1EB
