Landbay is a specialist buy-to-let mortgage lender with tailored lending solutions for experienced Landlords and complex cases. With their personalised underwriting team, you can expect a lending offer, subject to valuation, within 48 hours of application, simple fee structures and low interest rates. Landbay buy-to-let mortgages are funded entirely through their peer-to-peer alternative investment platform.

AToM is very pleased to announce that we launched an Exclusive Product Range with Landbay as one of their preferred distribution partners.

Landbay Standard Product Range Highlights:

  • Rates from 3.09%
  • Loan up to 80% LTV
  • Loans from £50,000
  • Loans up to 1,000,000
  • Available to individuals (including expats), LLP's and Ltd. Companies (SPV) borrowers
  • Trading Ltd Companies considered
  • For properties in England and Wales
  • All products have a LIBOR floor of 0.10%
  • 5 Year fixed rates available
  • Tracker products with no ERCs available
  • Available for HMOs with up to 10 bedrooms (up to 75% LTV)
  • Minimum HMO value reduced to £120.000
  • Small HMOs (6 or less beds) charged at standard product rates
  • Available for MUFBs with up to 10 units (up to 75% LTV)
  • Properties above/adjacent to commercial premises considered


Landbay uses a selected panel of solicitors. Dual representation is available through Landbay solicitors. Borrowers can use their own solicitors, but will have to cover the costs for Landbay solicitors too.

For more details on Landbay, contact our Sales Team on 01403 272625 (option 2) or email us at



Submit a DIP

Complete our DIP form

Lender Documents

Landbay Product Guide

Useful Links