AToM Expat Mortgages

AToM Expat Mortgages offer a comprehensive service for you and your clients if they are an Expatriate or a non-UK National wishing to purchase or remortgage a property in the UK.

We can provide a host of lenders that do not restrict themselves based on geographic location but will look at each case by it’s own merits and will approve mortgages depending on the applicant's individual circumstances.

AToM Expats can arrange a mortgage for an ExPat residing in most countries worldwide, including; EEA countries, Australia, Canada, USA, the Middle East and Asia.

Customers do not necessarily have to work for a multi-national company and self-employed applicants can be considered if an internationally recognised accountant is used.

However, all scenarios can be considered.

For further information, please submit a DIP via AToM Together or contact our sales team on 01403 27 26 25 or email us at sales.team@atomltd.co.uk.

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AToM's Expat Lenders include:

Axis Bank Dudley Building Society family building society
Foundation Home Loans Kent Reliance Shawbrook Bank
Together Mortgages Bank Of China Landbay
Marsden Building Society Saffron Building Society Skipton International
Vida Homeloans InterBay Commercial

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AToM's Expat BTL Highlights Include:

  • Up to 75% LTV (85% available for experienced landlords)
  • Ltd Companies/LLPs accepted
  • Available for Single BTLs, HMOs and Multi-Blocks
  • No current UK property required
  • Rates from 2.74%
  • 5 Year Fixed rates available for enhanced affordability
  • Loans from 25,000 to 2,000,000

AToM's Expat Residential Highlights Include:

  • Up to 80% LTV available
  • Available on Repayment, Interest-Only and Part and Part
  • Available on purchases and remortgages
  • ERC free options available
  • Rates from 2.39%
  • Up to 5x income (subject to full affordability assessment)

Submit your DIP request online now via AToMTogether

Call our Sales Team now on 01403 272625 or email us at sales.team@atomltd.co.uk.

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Contact Details


All Types of Mortgages Limited
AToM House
24 Carfax

Horsham,
West Sussex
RH12 1EB
Phone: 01403 27 26 25