Why Use AToM ?
Established in 1991, AToM has since progressed to become one of the premier specialist mortgage packager/distributors in the mortgage market.
Key Benefits
- Prime/Adverse/Complex/Non Credit Scoring
- Exclusive products including Complex Prime
- Good income multiples
- Online DIP and Case Tracking facilities
- Highly experienced sales team to help you source options
- 100% no cross sell guarantee
Complex Prime
Are you frustrated that a large percentage of your applications are declined by lenders using their 'black box' decisioning systems? Are they often first class applications which fail simply because of lenders credit scoring criteria which often seem stupifyingly senseless, turning away customers who are undoubtedly top drawer?
If you suffer from these baffling decisions and have clients who meet the following criteria, we have funds immediately available which may well meet your requirements. AToM's Complex Prime arrangement is with six lenders, all of whom work on a 'can do' manual underwriting approach to identify and lend on applications which make sense.