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the mortgage works | common sense lending

13 January 2009

 

 

The Mortgage Works - sale and rent back policy plus tracker rates now from just 3.49%

 

 

Sale and Rent Back Policy

 

With the New Year now upon us there is an important piece of lending criteria that we would like to remind you about. Don't forget that our criteria for sale and rent back states:

 

It is not permitted for the vendor to remain as a tenant in the property or to retain an interest in the property.

 

Unfortunately, if we receive any applications that do not meet this criteria they will automatically be declined. If you need to remind yourself of TMW's most up to date criteria, just visit our website, or you can download it here.

 

Product Changes - tracker rates now from just 3.49%

 

The New Year has already seen the launch of one year products from The Mortgage Works. Now our BTL tracker rates will reflect the decrease to base rate. Our product range will be changing with effect from Wednesday 14 January 2009.

 

You can find full details in our new product guide.

 

Key Highlights - Buy to Let Products

  • New lower tracker rates from 3.49%
  • 5 year fixed rates now from 5.68%
  • New 2 year fixed rate product at 4.69% with a 2.5% fee (min £595) - Max 60% LTV

Other key changes

  • Tracker rates amended to reflect reduction in Bank of England base rate
  • Follow on rate now BBR + 2.99%
  • End dates now 31st March
  • Selected limited company Buy to Let rates increased
  • Withdrawal of selected Self Cert 3 year fixed rates

Applications on products to be withdrawn

 

To take advantage of the current product range that is to be withdrawn, please ensure that any DIPs are completed via TMW Online by 5pm Tuesday 13 January 2009. Any DIPs must be progressed to full mortgage application by 8pm Tuesday 13 January 2009.

 

Please note that fax DIPs will not be accepted. Please use TMW Online for all DIPs.

 

Paper applications, where applicable, must be received at The Mortgage Works' offices by Friday 16 January 2009. There is no booking system in place for these products.

 

Please click here for the updated product guide.

Kind regards

The Mortgage Works



www.themortgageworks.co.uk/

 


The Mortgage Works (UK) plc is a wholly owned subsidiary of the Nationwide Building Society and is authorised and regulated by the Financial Services Authority for insurance and regulated mortgages (Register number 189623). Most Buy to Let mortgages are not regulated by the Financial Services Authority. This communication is for use by and restricted to professional intermediaries. Under no circumstances should the communication be given, copied or distributed to actual potential borrowers.

The Mortgage Works (UK) plc Registered in England number 2222856.
Registered Office: Nationwide House, Pipers Way, Swindon SN38 1NW.

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