AToM is no longer just a provider of mortgages!

We are pleased to have teamed up with some great suppliers to offer you a variety of loans and credit cards.

Simply click on the tabs above to find out more.



Although AToM is pleased to introduce you to these firms, AToM cannot be held responsible for any service or transaction issues you may have dealing directly with them.

You should be aware that in refinancing any unsecured debt for secured debt, whilst the monthly payments will reduce, the overall cost will increase due to the extended term of the loan.

UNSECURED LOANS

Although AToM is pleased to introduce you to these firms, AToM cannot be held responsible for any service or transaction issues you may have dealing directly with them.

Zopa is a lending and borrowing exchange where real people sidestep the banks to get a better deal. - We offer loans of £1000 to £15000 for up to 5 years. - We're also one of the only loan providers allowing borrowers to repay their loan early with no penalty or sneaky fees, so it's a really flexible loan. - Zopa lenders also offer loans at some of the lowest rates in the market. Unlike the high street banks, we've got no shortage of funds, so there's no crunch here!
uSwitch.com is a free, impartial online comparison and switching service that helps consumers compare prices on gas, electricity, home telephone, digital tv and broadband providers. Our aim is to help customers take advantage of the best tariffs and services on offer from every supplier.
Loanfinder UK is a unique loan finding service that offers a range of financial solutions for people who are unable or unwilling to deal with the often inflexible terms of major banks and finance companies. Loanfinder searches through over 200 lenders to find the best loan option for each individual customer and their personal circumstances. There are no upfront fees and the service can be fully completed online.
Provident Personal Credit is the UK & Republic of Ireland's leading home collected credit company, offering small, unsecured personal loans and other related products. For well over 100 years we've been helping generations of people buy the things they need, using our friendly door-to-door service. Our customers' needs are serviced by our nationwide branch network and over 10,000 Agents.
Payday Loans Need extra cash now? Apply Today, Spend Today, Repay On Your Payday! Payday loans give you money and peace of mind, just when you need it!
Raise Funds from your Existing Car Logbook Loans offers simple and fast loans for people who may have been refused elsewhere. If you own  your own car and it is free of finance then we can offer a loan based on the value of your car. Loans range from £500 - £50,000. We offer a same day service.  If you apply for a loan today, if required, you could have the cash in your hands same day if so required.
PaydayBank offers same day payday loans. We provide an immediate response to our customers, who require quick loans of up to 750 GBP.

SECURED LOANS

Raising finance on your property can be difficult in the current mortgage market, a secured loan may be the answer.

AToM Secured's management share over 80 years experience in this niche market.

Our Whole of Market Lender Panel allows us to place cases from Prime through to those who have had credit problems.

Loans from £3,000 - £100,000

We offer a comprehensive range of products from an extensive panel of lenders who can offer:

• Prime / Low, Medium & Heavy Adverse / Self-cert applications
• No upfront fees (we pay all processing costs)
• Prime Employed and Self Employed (with accounts) to 80% LTV
• Prime Self-Cert to 75% LTV
• Employed / Self Employed (including Self-Cert) with any adverse to 65% LTV
• Fixed rate / deferred / interest only / discounted products available
• Current processing time - 17 working days from the time we receive first items

Apply online for a fully comprehensive quote by clicking here

Our latest loan processing software enables applications to complete with the minimum delay and our reputation has been built on a foundation of consistent, straightforward and transparent service, which provides effective solutions for our customers.

Call 0845 40 40 340 or click here to email AToM Secured.

To apply online please click here.

APR Rates from 14.7% - 29.9% Typical APR 17.5% variable
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

CREDIT/PAYMENT CARDS

Although AToM is pleased to introduce you to these firms, AToM cannot be held responsible for any service or transaction issues you may have dealing directly with them.

EGG is a leading online bank and online credit card supplier. Egg has some super offerings and recently collected an award from the Moneywise customer service awards for the Best Online Servicing,
Capital One Classic Card - Great for people who want to build or rebuild their credit rating: - Low, easy-to-manage credit limit from £200 - A credit limit increase after four months if you manage your account responsibly -Register for email alerts to help you stay in control
uSwitch Compare cards, switch your balance to a new card and see your potential savings
OPTIMUM is a payment card which you can load with money . Your OPTIMUM card looks just like a credit or debit card, with a card number, chip and signature strip and can be used wherever MasterCard® cards are accepted worldwide.
With a BREAD Prepaid Maestro® Card you can enjoy all the benefits of a Maestro® card with no credit check, no interest payments and no surprises. Your BREAD Card makes it easy to pay for whatever you want. Use it for everyday purchases wherever the Maestro® brand mark is displayed
Vanquis Bank’s products serve customers ranging from those who have had credit problems in the past, to those completely new to credit, are self-employed or have a low income. Our aim is to provide a range of credit cards that give you the options you deserve.

SAVINGS AND INVESTMENTS Although AToM is pleased to introduce you to these firms, AToM cannot be held responsible for any service or transaction issues you may have dealing directly with them.
Legal & General’s wide selection of investments make it easy to find one that suits you. Choose from a range of ISA and unit trust funds and invest from just £500 lump sum or £50 a month.
Alliance & Leicester's online saver account
Egg savings account